Personal Finance Hacks for Homebuyers

Michele SfakianosUncategorizedLeave a Comment

  Personal Finance Hacks for Homebuyers If you’re in the market to buy a house but don’t like doing things like everyone else, try hacking your way to your goals. Conventional methods exist for a reason — they have been proven to work time and time again. They’re not the only way to operate, though, so we’re turning conventional wisdom … Read More

Budgeting Post Divorce

Michele SfakianosUncategorizedLeave a Comment

Being bound by debt is a form of modern-day slavery in which a person acquires so much debt that they feel like they are chained to a large cement ball. You have seen the cartoons, but when you experience it for real, it isn’t funny. Too much debt equals too much weight. Wouldn’t it be a great feeling to have … Read More

7 Financial Tips for College Students

Michele SfakianosUncategorizedLeave a Comment

Most adults don’t know the difference between needs and wants, so it’s no surprise that many kids don’t know how to handle money. Their parents wanted only the best for their kids and, in most cases, provided it. But financial responsibility sometimes gets lost between designer clothes, karate lessons and a cell phone. Some young adults have trouble with credit … Read More

Fiscally Ready for New Year?

Michele SfakianosUncategorizedLeave a Comment

I found this short article from Suze Orman and wanted to share: No-Sweat Fiscal Fitness Checklist Make just one small change each month, and by this time next year you’ll be in the best financial shape of your life. January: If your employer matches employee contributions to a 401(K), sign up now. Make sure you set aside enough to qualify … Read More

The 4-1-1 on Stolen Personal Data

Michele SfakianosUncategorizedLeave a Comment

Just about every transaction you make, whether it is with a credit card, posting on a social media site or collecting a paycheck, gets captured in cyberspace and stored in multiple databases operated by corporations, health care providers, government agencies and other organizations. Your data is out there for identity thieves. It’s no wonder, then, that hackers are relentless in … Read More

Saving Money Q & A

Michele SfakianosAsk the AuthorLeave a Comment

This question came from Mary in New York: Q: I’m trying really hard to save extra money. What do you suggest? A: It is the little things in life that we do that can make the biggest difference: 1.      Save your spare change in a large container. This is something all family members can contribute to. At the end of … Read More

Short on Money? Need a Gift Idea?

Michele SfakianosUncategorizedLeave a Comment

Gifts, or presents, are something everyone likes to receive. I believe the thought behind the gift is the most important part. A gift does not have to be expensive to be a great gift. If you cannot afford to give a gift, at least give a card. A card denotes that you cared enough to acknowledge the occasion and took … Read More